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Money is better than Poverty Full Post View | List View
To make a million, start with $900,000. Anyone who lives within their means suffers from a lack of imagination.
- Car Buying Tips
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Don't let your credit report surprise you! What does your credit report say about you? Before you apply for ANY type of financing you should make sure you have looked at all 3 credit reports & fixed any errors you find.
- Know the value of your trade in. If you are trading in a car research what is worth on Kelly Blue Book don't expect a fair price from a dealer. Know what your car is worth BEFORE you trade it in.
- Negotiate your trade in seperately. I like to act like I have no trade in so I negotiate the cost of the car first. Then I say, well, what would you give me for this car.... I know what the blue book value is already and I've already negortiated my best deal on the new car. Lots of dealerships pretty much steal the value of your trade in by not negotiating the new car price as low as they could go.
- Get Pre-approved Before you walk into the dealership make sure you have a car loan approval - that way you know how much you can spend and what your monthly payment will be
- Don't be a payment shopper Don't let a car dealership sell you a car based on its monthly payment. Any good salesman can easily make that car fit any payment you want. Negotiate only the price of the car and your trade in - by having a car loan pre approved you already know what your monthly payment is and what the interest rate is. Avoid this BIG mistake at all cost!
see related resources:
bad credit auto loans
auto loans servicesFriday May 22, 2009 - 05:06am (PDT) Permanent Link | 0 Comments - Advantages and Disadvantages of Debt Consolidation Services
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Getting over debts can be a tough challenge. Some people try to resolve bad credit on their own while others seek professional help. For instance, if you try to avail credit and debt counseling services, consolidation may be one of the solutions that your counseling agency would recommend. What are the advantages and disadvantages of debt consolidation? Advantages of Debt Consolidation Services
The primary advantage of debt consolidation is that by combining all your debts into a single account, it becomes easier for you to remember your due dates and track your payments. There is no need to juggle your payments between different creditors. Debt consolidation also means paying only a single interest at a much lower cost.
read more about the
Tags: debtconsolidationcompanies, debtconsolidationcompany, debtconsolidationagencies, baddebt, debtconsolidation Wednesday August 20, 2008 - 05:22am (PDT) Permanent Link | 0 Comments - Foreclosures, Beware of Scams
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Are you troubled by an impending foreclosure on your home? If yes, watch out for scam operators who are especially taking advantage of those who are facing home foreclosures. The US Department of Justice has issued a warning against companies or individuals who refers to themselves as "foreclosure service", “foreclosure consultant” and other similar names.
These companies learn about your situation from foreclosure listings so it’s really easy for them to pick on who to ensnare. The stress and anxiety that you are experiencing can make you vulnerable and accept any help that is offered your way. These people may try to convince you with promises to better your situation and to prevent you from getting a record of foreclosure in your credit.
continue reading Foreclosure, Beware of Scams
Tags: homeloans, badcredithomeloans, badcreditloans, loansforpeoplewithbadcredit Thursday August 7, 2008 - 01:08am (PDT) Permanent Link | 0 Comments - Steps In Renting An Apartment Despite Bad Credit
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The importance of having an excellent credit cannot be denied. Creditors are not the only ones who use them for approving applications. Employers and even landlords use credit reports in checking an individual’s background.
If you have plans of renting an apartment but with bad credit, what are the steps you can take to ensure that you’re prospective landlord will approve you? In this article, we’ll be providing some advice on how you can rent an apartment you’ve chosen despite bad credit.
1.Take a look at your credit report. The first important step for you to take is to personally check your credit report. What factors may have contributed to your low credit score? Is it really your poor payment habits or are there certain errors or false information in your report that pulled down your score?
Continue reading Steps In Renting An Apartment Despite Bad Credit
resources for Guaranteed Approval Bad Credit Home Loans
Tags: badcredithomeloans, homeloansforbadcredit, homeloans, homeloansforpeoplewithbadcredit Monday July 28, 2008 - 11:22pm (PDT) Permanent Link | 1 Comment - Can Credit Card Debt Relief Be Attained?
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Today, thousands of people are finding themselves with huge debt problems resulting from credit card debt. Are you one of these people? Are you having difficulty managing your monthly credit card payments? Is your credit card company starting to send you notices or reminders to pay your past due debts? What should you do to gain control of the situation? Credit Card Relief
Is credit card debt relief really possible? Usually, people with credit card debt consider debt consolidation as the solution to the problem. By taking out a loan and paying off all existing credit card debts, one can prevent the continuous increase or accumulation of interest rates.
And the debt consolidation companies...
Loan consolidation enables a person to consolidate multiple debts into a single debt with a single, lower interest rate.
continue reading Can Credit Card Debt Relief Be Attained?Tags: debtconsolidationcompanies, debtconsolidationcompany, creditcarddebt, creditrelief, debtrelief, creditcards Thursday July 24, 2008 - 11:27pm (PDT) Permanent Link | 0 Comments
